Payments

Money when you need it

Settle bills, top up airtime and data, send money to family and repay your loan — all from your MTN MoMo or Airtel Money wallet, with zero transfer fees between LendFlow accounts.

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Customer completing a mobile money payment on her phone

Pay bills instantly

Electricity, water, pay TV and school fees settled in seconds.

Airtime & data

Top up any network for yourself or someone else.

Send money free

Transfer to friends and family on LendFlow at no cost.

Deposits & withdrawals

Move money between your wallet and your bank account.

Man repaying his LendFlow loan by mobile money

Repay your loan your way

Weekly, fortnightly or monthly — choose the rhythm that matches your cash flow. Every repayment is receipted instantly and reflected on your dashboard in real time.